Basic Steps on Filing for Unemployment Insurance in the United States

A worker who has recently lost his job due to economic reasons like layoffs, bankruptcies, recessions, and redundancies may file for unemployment insurance from the United States Department of Labor. Unemployment insurance (UI) is temporary financial assistance provided by the government with funding coming from taxes imposed on employers. Approval of unemployment insurance claims is granted when the unemployed has met specific requirements to make him eligible for UI.

Actually, the basic requirement needed for the unemployed to be eligible is that he passes the definition of an “unemployed”. When he accurately meets those definitions he can readily apply for a UI claim by paper, phone, or online. An unemployed person is a worker who:

1. Has lost his job involuntarily and had been removed for reasons not of his own fault;
2. Is actively seeking for a job; and
3. Is physically capable to work and is ready for work anytime.

In order for the law on UI to avoid abuse from opportunistic individuals, the process involved with it is not an easy one. The department verifies all information provided by the applicant regarding his identity, employment history, and other data relevant in the filing process. When filing, be sure you have the following information so your filing will not be delayed.

1. You must include all names that you use while working.
2. Social security number.
3. State issued driver’s license number or identification card number.
4. Mailing and residence address with zip code and telephone numbers with the corresponding area code.
5. Last dates you worked for previous employers. If you work part-time you will need to indicate your number of working hours each week.
6. Last employer information and contact details.
7. Information of all employers in the last 18 months.
8. Alien Identification number if not a US citizen.