Important Matters on State Unemployment Insurance Benefits

The United States Department of Labor provides unemployment insurance to eligible workers who have lost their jobs through no fault of their own. Some of these reasons can be downsizing, redundancies, retrenchments, and shutting down of company operations. This benefit was established to financially support good faith workers while actively seeking for jobs that fit their line of work experience. Some eligibility requirements are determined by the state.

The unemployment insurance (UI) has 4features. They provide temporary financial assistance to unemployed workers the unemployed refer to persons who have lost their jobs, actively seeking for jobs, and are available for work. Secondly, each state in the country oversees a separate unemployment insurance program determined by Federal law. Thirdly, state laws determine the eligibility requirements for UI, the amount of the benefit, and the duration of benefits. Lastly, the funding for UI comes from the taxes imposed on employers. In order to be eligible for UI claims should you ever lose your job without your fault, understand that State laws require a specific time worked or wages earned during a “base” period, or the first four of the last five completed calendar quarters before your claim was filed. Also, you must not have lost your job because you were fired and other unpleasant reasons caused by you.

When filing a claim, you can make a phone call, appear at the state Unemployment Insurance Office, or apply online as soon as possible. Some have filed for UI as early as they have been informed of potential layoffs or downsizing in their respective companies. Make sure you give all the necessary information as completely as you can so your filing won’t be delayed. It takes two to three weeks before you receive your first benefit check. Some states may require a one-week waiting period only for your application to be processed, and then on the second week becomes your first week of payment.