Qualification for Unemployment Insurance

Unemployment Insurance or UI is a program of the United States Department of Labor which pays benefits to eligible workers dismissed from their jobs through o fault of their own. The funds come from payments made by employers as taxes imposed by the government. The calculation of benefits will depend on the worker’s previous earnings. In order to enjoy temporary financial support, the eligible worker should be actively seeking for jobs suited for his work experience and is able and ready for work any time.

In order to qualify, a worker must meet specific requirements. One, a worker must have a payable claim. This will be justified through his past wages. You need to have received a specific amount of salary within the recent 12-month period. This period is what the department calls the base period, or the first four of the last five completed calendar quarters before you made your application for claims. Your area’s State Unemployment Insurance Office week calculate your weekly benefit amount by looking into the quarter with your highest earnings during the base period. That highest quarter earnings will then be divided to 25 and you will get your weekly benefit amount.

Your last job separation information will also be evaluated. The department will have to make sure that your unemployment is of qualifying reasons. This include being laid off, your employer reducing your working hours, being fired without misbehavior related to work, quitting due to work-related or medical reasons that should be well-documented, and quitting to protect self from family violence or stalking supported by a protective order, police and medical records.

Every week you claim benefits, as it is usually done, you be meeting the definition of an unemployed. While not having a job yet, you be actively searching for jobs, physically able to work, must be available for full-time work, and must apply for and accept work suitable for your work experience.