The Basic Process in Application of Unemployment Insurance Benefits

Unemployed workers who have lost their jobs through no fault of their own are given the opportunity by the government of the United States to support their financial needs temporarily through Unemployment Insurance or UI. It allows “jobless” eligible workers to support their daily needs in the absence of a stable income. The funding for this benefit comes from the taxes imposed on employers. Not all people who have no jobs are entitled for UI claims. Only those who meet the following description will be able to enjoy UI claims:

1. Workers who have lost their jobs through business conditions beyond their control,
2. who are still actively seeking for jobs, and
3. who are available for work anytime.

The following are additional conditions set by the Department of Labor for the unemployed to get their claims until they find a new job.

1. One must have received enough wages during the base or alternate period.
2. He can be totally or partially unemployed. When we say partially unemployed, he is taking a part-time job because he cannot go full time due to employer’s choice.
3. His unemployment must not be a result of his negligence or irresponsibility but a result of economic conditions.
4. He should be physically competent of working, which means that he is prepared to work anytime and willing to instantly accept employment provided that the working circumstances are suitable to his work experience.
5. He should be actively looking for a job the best way he can.
6. Benefits are filed and claimed weekly. Therefore, he must also meet eligibility prerequisites on a weekly basis.
7. The applicant should be approved for training to increase his chances of landing a job.

If for example a claimant does not meet certain requirements anymore at any given week, the state offices of the department normally sets schedules for claimants to a phone interview. Results of the interview may either deny or reduce the claims of the unemployed person.